$1,312 Stimulus Checks Coming in 2025 – Are You Eligible? Check Payment Date

In 2025, the IRS is issuing a one-time $1312 stimulus check to millions of Americans who missed out on the Recovery Rebate Credit during their 2021 tax filings. If you think you might be one of them, now’s the time to take action. This financial relief is not a new stimulus program, but rather a correction meant to help eligible taxpayers who missed or were underpaid during the previous relief rounds.

Here’s everything you need to know to check out if you qualify and how to make sure you receive your payment.

Overview

This payment offers an important second chance for individuals who didn’t receive the full amount of stimulus funds back in 2021.

What

The $1312 stimulus check is part of an IRS initiative to help taxpayers who were entitled to the Recovery Rebate Credit in 2021 but didn’t receive it. Whether it was due to a filing mistake, lack of awareness, or missing information, the IRS is now working to fix that.

So if you think you missed out, this is your opportunity to make things right and claim your money.

Eligibility

Wondering if you qualify? Here’s what you need to meet:

1. You Missed the Credit

The main requirement is that you didn’t claim or receive the full Recovery Rebate Credit on your 2021 taxes. This could be because:

• You didn’t file at all
• You filed incorrectly
• You didn’t include the Recovery Rebate Credit Worksheet

2. Income Limits

To receive the full $1312, your 2021 adjusted gross income (AGI) must be below these thresholds:

If your income was higher, you may not be eligible.

3. Filing Status

You must have filed as single, married filing jointly, or head of household. If someone else claimed you as a dependent, you’re not eligible.

4. Still Haven’t Filed?

You still have time. The IRS allows taxpayers to file their 2021 return up until May 15, 2025 to claim the Recovery Rebate Credit.

Payments

Eligible recipients will receive the $1312 check through:

• Direct Deposit: If you included bank info on your tax return
• Paper Check: Mailed to the address listed in your return

Payments are expected to begin in late January 2025, and continue into the spring. Make sure your contact and banking details are current to avoid delays.

Track it

If you think your payment is on the way, here’s how to check:

• IRS Get My Payment Tool: Found at IRS.gov, this tool shows your payment status and method
• IRS Transcripts: Check your online tax records for payment updates
• Contact the IRS: If something seems off, you can reach out for support—though wait times may be long

Missedthecredit?

If you filed in 2021 but didn’t claim the Recovery Rebate Credit, don’t panic—you can still fix it.

1. File a 2021 Return

If you never filed, do it now. You can still file a late return and claim the credit—just make sure it’s done before May 15, 2025.

2. Amend Your Return

If you filed but missed the credit, submit Form 1040-X to amend your return and include the Recovery Rebate Credit.

3. Use IRS Help Tools

Visit IRS.gov for free resources, guides, and assistance on how to claim missed credits.

Mistakes

Avoid these common errors when filing or amending your return:

• Missing Forms: Always include the Recovery Rebate Credit Worksheet
• Wrong Details: Double-check your income, dependents, and filing status
• Bank Info Errors: Make sure direct deposit info is current and correct

Mistakes can delay your payment or cause it to go to the wrong account.

Deadline

The last day to file or amend your 2021 tax return to claim the Recovery Rebate Credit is May 15, 2025. After that, you lose your eligibility permanently. Don’t wait until the last minute—act early and secure your check.

If you missed your Recovery Rebate Credit in 2021, the $1312 stimulus check in 2025 could be a helpful boost. All it takes is filing a proper return or amendment. Make sure your information is accurate, your return is complete, and your bank info is updated. A few simple steps now could lead to money in your pocket soon.

FAQs